# Fintech > Payments, capital-markets technology and financial services rebuilt for global, remote-first customers. URL: https://regenerate.capital/sectors/fintech/ Language: en · Other language: https://regenerate.capital/fr/secteurs/technofinance/index.md Publisher: Regenerate Capital (https://regenerate.capital) · Updated: 2026-09-25 --- [Home](https://regenerate.capital/) / [Sectors](https://regenerate.capital/sectors/) / Fintech Sector 07 · Fintech # Financial services, *rebuilt*. We back fintech companies that rebuild how money moves, how capital is raised and how businesses are financed, for customers who live and work across borders. The thesis ## Why fintech, why now? Financial infrastructure is being rebuilt from three directions at once: real-time payment rails, programmable money and AI that can underwrite, reconcile and advise. Each lowers the cost of building a financial product. Together, they reset what a small team can launch. We know this ground. Joaquim was Chief of Staff at Secure Digital Markets as the team grew from 9 to 40. He is also a mentor, advisor and LP at Holt Xchange, and a mentor at FormFintech Cadence. The most interesting companies serve people the incumbents overlook: global freelancers, remote-first companies, small businesses and communities that banks never built for. Themes ## What we look at. 01 ### Payments and treasury Cross-border payments, multi-currency treasury and embedded finance for global businesses. 02 ### Capital-markets technology Tools for raising, managing and trading capital, for issuers, investors and intermediaries. 03 ### AI in financial operations Underwriting, reconciliation, compliance and advice automated with AI. 04 ### Financial access Products for the people and businesses traditional banks overlook. Studio companies here ## Who we work with in this sector. [20209→40Secure Digital MarketsChief of StaffA licensed digital asset platform. Grew the team from 9 to 40 and built HR and marketing from scratch.](https://sdm.co) What we look for - A regulatory strategy from day one - Unit economics that improve with scale - Distribution through partners, communities or embedded channels - Founders who understand both the product and the plumbing How the studio helps ## Help where founders in this sector need it most. Every service below comes from a role Joaquim has actually held. We picked the ones founders in this sector ask for most. 01 ### Introductions to capital Fundraising readiness, investor mapping and warm introductions to angels, funds and family offices. Plus help structuring the round. **Experience** · Backed 70+ companies as a founding partner of GDA Capital, including 2 seed-to-unicorn outcomes. Alpaca Network raised $1.2M in 2 weeks. LP at Holt Xchange. 02 ### Strategic relationship building Partnerships, corporate development and positioning: the relationships that open markets and doors. **Experience** · Founding Partner of GDA Capital. Mentor and advisor at Techstars, Founder Institute, Outlier Ventures and FounderFuel. 03 ### Talent and team building Hiring plans, recruiting pipelines, onboarding and the HR foundations you need before you need them. **Experience** · Scaled MLG Blockchain from 4 to 120 employees in 9 months. Built the HR function at Secure Digital Markets as it grew from 9 to 40. 04 ### Sales automation AI agents for prospecting, outreach, qualification and follow-up, wired into a clean CRM. Your pipeline keeps moving while the team sleeps. **Experience** · Builds and runs AI lead-generation and outreach agents across his own companies. 05 ### Marketing strategy Positioning, brand, messaging and a plan tied to revenue, from the first campaign to a full marketing function. **Experience** · Led an 8-figure brand launch at L’Oréal Canada. CMO at TrustSwap. Youngest person ever on the Canadian Marketing Association’s Martech Council. 06 ### Change management Leading your team through growth, reorganizations and new systems, including the human side of adopting AI. **Experience** · COO through hypergrowth at MLG Blockchain. Installed HR and marketing systems as Chief of Staff at Secure Digital Markets. 07 ### Chief of Staff and operating rhythm OKRs, meeting cadence, board reporting and the internal systems that give you your time back. **Experience** · Chief of Staff at Secure Digital Markets (team of 9 to 40). COO at MLG Blockchain. Regulated businesses scale differently. We have built teams and systems inside a regulated financial platform, and we know the capital and partner networks that follow. Other sectors ## The rest of the studio’s focus. [01Community businessesProfitable, community-anchored businesses that we help grow with patient capital and modern tools.](https://regenerate.capital/sectors/community-businesses/)[02RoboticsRobots and autonomous systems moving from the lab into the field, and the software that runs them.](https://regenerate.capital/sectors/robotics/)[03BiotechAI-driven discovery, lab automation and the platforms that make biology faster and cheaper to engineer.](https://regenerate.capital/sectors/biotech/)[04Physical automationAutomating the physical economy with AI, software and machines: manufacturing, logistics, construction and agriculture.](https://regenerate.capital/sectors/physical-automation/)[05Space techThe space economy after the launch revolution: data, communications, in-orbit services and the software that ties them together.](https://regenerate.capital/sectors/space-tech/)[06Digital assetsMarket infrastructure, tokenized real-world assets, stablecoins and healthy token communities.](https://regenerate.capital/sectors/digital-assets/)[07AI and AAOsAI agents, applied AI and agentic autonomous organizations (AAOs): companies where humans and AI agents share the work under one rulebook.](https://regenerate.capital/sectors/ai/) Work with the studio ## Building in this space? Tell us what you’re building and what you need. We read every application, and every founder gets an answer. [Apply to work together](https://regenerate.capital/apply/)